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Saturday, 10-Mar-2012 03:27 Email | Share | Bookmark
Green Dot Prepaid Visa Card Review

The Green Dot Visa & MasterCard are prepaid debit cards. We may be unknown with debit cards thus allow me explain the basics.Unlike with an unsecured card where the company issues it and attaches a restrict about that they then charge interest because it is selected. With this you need to load or deposit money and that amount then becomes a restrict.Instead of creating purchases and paying for them afterwards, along with the interest and connected costs, you pay for a purchases upfront by loading money amounts. The issuer is Columbus Bank and Trust Company.You will, sometimes, must load and reload value inside the card. The minimum amount of the first load is $20 and the maximum amount of the first load is $2,500.You may never have more than $2,500 loaded inside the card any kind of time provided time. To load or reload a Green Dot card, you may have a part of the paycheck straight transferred to a card or you may buy a Green Dot MoneyPak universal reload from locations including Rite Aid, CVS, Eckerd, Radio Shack, The Pantry and other participating merchants. The MoneyPak costs $4.95.The card charges a $4.95 monthly maintenance fee, $2.50 for every ATM deal ($3.00 per global ATM deal, $4.00 per advance loan from a teller or non-ATM transaction), as much as $one.00 per call to get a balance utilizing the interactive voice response program or perhaps a live function, and $10 fee to replace a lost or stolen card. Always make sure to read the Terms and Conditions before applying.Columbus Bank and Trust Company offers a Premier version of the card. Be sure to research the Premier card costs before mobile ahead.Fees include, nevertheless are not limited to, a one-time $19.95 membership enrollment fee along with a $5.00 fee monthly should you do not load $750 monthly to the card. Additional charges may accrue should you employ an ATM.Likewise, should you buy one of these cards at a store, the retailer will charge an initial activation fee along with a reload fee. Be sure to check with the retailer for the expenses involved purchasing one of these cards.Personally, I wouldn't make an application for one of these cards, though I imagine it might rely in your situation and why you require the card. Again, personally, I don't actually feel that I wish To pay to call someone's answering maker.I furthermore don't wish To pay $5 monthly simply considering I don't reload $750 monthly. I believe I ought to be the one to determine how much a balance I wish To preserve.Additionally, there are different cards that let more flexibility because to reload choices.\nRelated Sites : cash advance columbus

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